Four Point Inspections in Coral Springs & South Florida
When purchasing a home, a four-point inspection is sometimes a necessity in order to get a new homeowners insurance policy or to renew a policy that you already have. Insurance companies usually ask for a Four Point Report for homes that are 30 years old or more. Schedule your Four Point Inspection Coral Springs Today! The Four Point Inspection offers a limited scope evaluation of these four systems:
Heating – Air Conditioning
The four point inspection is performed in order to check the components, age, and overall condition of these four systems for the benefit of the insurance company. This type of inspection is different than a “general home inspection” which is more thorough in breadth and scope.
HVAC (Heat, Ventilation & Air Conditioning)
The inspection and report describes the condition and age of these elements.
Why do I need a four-point inspection?
On older homes in Coral Springs, Fort Lauderdale and other parts of Florida, insurance companies are naturally more concerned about risk. For example, a home with a roof nearing the end of its reliable service life may fail while under the policy and the homeowner may make a claim on their insurance company for damages to the home or its contents. Similar concerns extend to the condition of the air conditioner, electrical and plumbing systems in an older home. If these elements are in poor condition, in need of being updated or replaced or were improperly installed, they may fail and cause a fire or water damage to a home. It is really important to know the age and condition of the roof as insurance companies have their own ideas of how long a roof should last and most want to see that it has at least 5 years life left in order to give you insurance coverage. We also recommend you get a Wind Mitigation Inspection which looks at many different aspects of the home to see how well it will withstand a hurricane and can give you big discounts on your wind insurance.
Can I Use My Home Inspection Report for this?
Insurance companies have very specific questions and reporting requirements so Four Point Inspections need to be completed separately and completed by a person qualified to do so. Our form satisfies most insurance companies.
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Schedule Your Home Inspection or call/text (954) 608-3366
We do home inspections in Boca Raton, Palm Beach, Coral Springs, Coconut Creek, Cooper City, Dania Beach, Davie, Deerfield Beach, Fort Lauderdale, Hollywood, Lauderdale Lakes, Lauderhill, Margate, Miramar, North Lauderdale, Oakland Park, Pompano Beach, Parkland, Pembroke Pines, Plantation, Sunrise, Tamarac, Weston and Wilton Manors.
Certified and Licensed Professionals
In general, the insurance company will mandate that the inspections be completed by a qualified and licensed individual. Every one of our four-point home inspections is carried out by a Home Inspector who is licensed by the State of Florida. Schedule your Four Point Inspection Coral Springs Today!
There are quite a few different insurance companies and while each may have slightly different requirements of what they want, we have found that our report has always satisfied each of the different insurance companies. In terms of what each will accept in terms of the age and condition, that is more likely to vary. We can tell you what most companies will want corrected but you should always consult directly with your insurance company to see what corrections, if any, they may want made. Send your 4 Point Report to your insurance agent as soon as you receive it so they can tell you. Schedule your Four Point Inspection Coral Springs Today!
Wise Home Inspections | What is a 4 Point Inspection | (954) 608-3366 | CALL US
Four Point Inspections for insurance
Pre-Listing (Seller) Inspections
New Construction Inspections
1-Year Builder Warranty Inspections
Wise Home Inspections | Let this experienced Coral Springs Home Inspection company help keep you from buying The Money Pit. We’ll alert you to health or safety issues and maintenance needs of the property you’re looking to buy.
We are your home buying or selling Advocate! We’re committed to providing you with outstanding service. We’re highly experienced and extremely thorough, yet have excellent communications skills to be able to put the entire house into perspective for you. If you’re looking to buy or sell in the Coral Springs or tri-county area, we can help!
Owned and operated by Licensed Professional Phil Wise, Wise Home Inspections takes pride in its commitment to following high standards and providing professional service to all of our customers. Remember, for a Great Inspection, get a Wise Inspection!